Definition: Pregnancy and Short-Term Disability Insurance are two types of policies that can provide financial assistance to pregnant women who need medical attention, such as hospitalization or home care, due to pregnancy-related conditions. In a traditional policy, this type of insurance typically provides coverage for medical expenses related to a pregnancy-related illness or injury. These could include things like prenatal care, labor and delivery, postpartum care, or even long-term care after delivery. A short-term disability insurance policy, on the other hand, is designed specifically to cover temporary disability when an employee has been laid off due to pregnancy-related conditions such as maternity leave or pregnancy leave. This type of policy typically provides benefits for a specified number of days before return to work. The term "pregnancy and short-term disability" combines two types of policies into one umbrella concept, often used in healthcare settings to cover medical expenses when an employee is on maternity leave or has been laid off due to pregnancy-related conditions.
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